Keep and Bear Arms
Home Members Login/Join About Us News/Editorials Archives Take Action Your Voice Web Services Free Email
You are 1 of 689 active visitors Wednesday, October 09, 2024
EMAIL NEWS
Main Email List:
Subscribe
Unsubscribe

State Email Lists:
Click Here
SUPPORT KABA
» Join/Renew Online
» Join/Renew by Mail
» Make a Donation
» Magazine Subscriptions
» KABA Memorial Fund
» Advertise Here
» Use KABA Free Email

» JOIN/Renew NOW! «
 
SUPPORT OUR SUPPORTERS

 

YOUR VOTE COUNTS

Keep and Bear Arms - Vote In Our Polls
Do you oppose Biden's anti-gun executive orders?
Yes
No
Undecided

Current results
Earlier poll results
4769 people voted

 

SPONSORED LINKS

 
» U.S. Gun Laws
» AmeriPAC
» NoInternetTax
» Gun Show On The Net
» 2nd Amendment Show
» SEMPER FIrearms
» Colt Collectors Assoc.
» Personal Defense Solutions

 

 


News & Editorials
Search:
 
 

State Farm Cancels Policy of Gun Owner Who Has Private Shooting Range
Hunter? Shooter? Who Is Your Good Neighbor?

from Grass Roots South Carolina
http://www.SCFirearms.org

"Its about guns.  State Farm just doesn't want me shooting. Ever."

Gary Atkinson is a good neighbor, even though his nearest neighbor lives hundreds of feet away. He makes his home in rural Chapin, South Carolina on thirteen hilly, mostly wooded acres, along with his wife Lisa, sons Tom and Yates, two horses, three yard dogs, and "too many cats to count" as Gary puts it. "Somebody's got to take in the homeless animals" he explains. "If not, well…." His voiceGary's Range - Notice Safety Measures trails off. No need to describe the fate of stray animals in a sparsely populated area.

Gary's job in heavy equipment sales brought him from Illinois to South Carolina in 1985. He promptly fell in love with the area, and bought acreage 25 miles and a culture away from the state capitol in Columbia. Gary and Lisa bought a second, adjoining parcel in 1988, and began building their dream house in 1990. "We moved into the house in 1992" Gary says with a laugh, "but we never stopped building. A barn. Outbuildings. A pool. A pond. There's always something going on at our place". When the time came for Gary to change jobs, he stayed in South Carolina.

Gary admits his rural homestead isn't as rural as it once was. Fifteen families now live along his dead-end country road, and more are discovering this long-forgotten corner of Richland County every year. But it remains a close-knit community, where everybody knows everybody else. The kids play together, the adults are good friends, and the entire neighborhood gets together several times a year for a massive "block party".

But being a good neighbor involves more than holding block parties and swimming in each other's pools. It involves being there when people have a need. For example, Lisa prepares meals for shut-ins, and Gary uses his tractor and chain saw to help around the neighborhood. Sometimes he cuts grass for people who can't do it themselves. When Mike, their neighbor across the street, broke his back in a fall from a deer stand, Gary built special rails on Mike's front steps so that Mike could get in and out of his house. And when there was a loud explosion in the woods behind another neighbor's house, she immediately called Gary and asked him to investigate. Gary found a tree had fallen across a power line in a right-of-way, and started a fire. He fought the fire himself while others summoned help. By the time the trained firefighters arrived, Gary had brought the blaze under control. The firefighters' main job was to put out the still-burning utility pole. That's the kind of "good neighbor" Gary is.

For 34 years Gary bought his insurance from State Farm, a company that claims its a good neighbor. His father got him started with car insurance when Gary was 16. Gary later bought homeowners insurance from State Farm, and eventually added an umbrella policy to protect the assets he had accumulated. Gary was happy with State Farm. And State Farm should have been happy with Gary, because he has an excellent claims record. True, his car was broken into several years ago. Hurricane Hugo blew down a tree. And a pipe burst, causing damage in his basement. Not bad, for 34 years of State Farm coverage.

Gary's rosy relationship with State Farm came to a screeching halt a few months ago, when he casually mentioned to the local State Farm office that he had been shooting in a ravine back in the woods behind his house. The local agent, who he regarded as a friend, didn't like that, and questioned Gary closely. Shooting? With guns? He answered all of her questions, and even took her through the woods to the ravine so she could see the area for herself. She wasn't happy. Neither was the home office. State Farm promptly cancelled Gary's coverage for what the company called "the operation of the shooting range on your property".

Hunting and recreational shooting are a way of life in rural South Carolina, and in much of the rest of America. Gary has enjoyed these activities since he was seven years old, when his father started him with a .22 bolt action rifle. (It's a tradition Gary hopes to pass on to his own sons.) Still, Gary tried to appease State Farm by offering to limit his shooting. Would they ever let him shoot on his own property, or did the company insist on a total ban? "Maybe once in a Blue Moon" the agent told him. "What about hunters going through my woods?" Gary asked. "It's just too dangerous" she replied.

Gary next offered to protect State Farm from any liability for his shooting. The ravine was on a parcel of land separate from the house, so what if they just insured the parcel with the house? No deal. Gary went out and bought a million dollar liability policy from an NRA-endorsed underwriter to cover his shooting activities. Would State Farm be willing to exclude all shooting activities from his homeowners policy? Still no deal.

So, what did State Farm want from him? Gary asked State Farm's agent to point out the fine print in his policy, or to show him something in writing, so that he could keep the company happy. She conceded there was no fine print, nothing in the policy, and nothing in writing anywhere. But the company regards shooting activities as a "factor of increased risk" she told him, and as reason for terminating his coverage. The company would never be happy.

State Farm's agent also tried to stop Gary from shooting by claiming all of the other national insurance companies had similar "no shooting" rules, so Gary shouldn't bother to shop around. But Gary did shop around, and he quickly learned that many companies were more than happy to insure safe shooters.

Gary now has all the insurance coverage he wants. From companies that are happy to have his business. At prices lower than he was paying State Farm.

Gary still shoots in the ravine behind his house. And he's still a good neighbor. But he's really, really disappointed with State Farm. "This never was about risk" Gary concludes. "Its about guns. State Farm just doesn't want me shooting. Ever."

ACTION - GrassRoots South Carolina, http://www.scfirearms.org urges all policy holders with State Farm to contact State Farm and voice complaints regarding their decision to cancel policies based on discrimination of lawful use of firearms. Voice your protests and concerns directly to them or else find yourself facing even stricter policy guidelines in the future - like possible non-coverage if firearms are in the home. To contact State Farm call (309) 766-2311. Members of the media may call (309) 766-7550.

Further contact information is: Mr. Edward Rust, President State Farm Mutual Automobile Insurance Co. One State Farm Plaza Bloomington IL 61710-0001 309-766-7554

Gary's Former State Farm Agent is: Rene'e Wilder 120 Columbia Avenue Chapin, SC 29036-9420 Phone: (803) 345-3135 Fax: (803) 345-6700 E-Mail renee.wilder.gw4a@statefarm.com

Online, you may contact State Farm at: https://sfinsguides.statefarm.com/insur/Forms/Comments.asp

Gary at His Home RangeGary may be contacted for further information including the termination letter from State Farm (with reason sited) as well as a detailed events write-up describing how State Farm handled this case start to finish. There's no hidden agenda here. Gary's letter of cancellation is available for concerned policyholders who believe they may also be at risk for non-coverage by State Farm. Gary's range was a private range, not commercial, and not open to the public. Gary was in compliance with all local, county, and state laws regarding shooting ranges and the use of his property. Contact Gary at: gatkinson@mdccolumbia.com

If you are living in South Carolina and not yet involved with Grass Roots South Carolina, what the heck are you waiting for?  http://www.SCFirearms.org

Print This Page
Mail To A Friend
 QUOTES TO REMEMBER
You can never have a revolution to establish a democracy. You must have a democracy in order to have a revolution. — G.K. Chesterton, English journalist and author, 1955

COPYRIGHT POLICY: The posting of copyrighted articles and other content, in whole or in part, is not allowed here. We have made an effort to educate our users about this policy and we are extremely serious about this. Users who are caught violating this rule will be warned and/or banned.
If you are the owner of content that you believe has been posted on this site without your permission, please contact our webmaster by following this link. Please include with your message: (1) the particulars of the infringement, including a description of the content, (2) a link to that content here and (3) information concerning where the content in question was originally posted/published. We will address your complaint as quickly as possible. Thank you.

 
NOTICE:  The information contained in this site is not to be considered as legal advice. In no way are Keep And Bear Arms .com or any of its agents responsible for the actions of our members or site visitors. Also, because this web site is a Free Speech Zone, opinions, ideas, beliefs, suggestions, practices and concepts throughout this site may or may not represent those of Keep And Bear Arms .com. All rights reserved. Articles that are original to this site may be redistributed provided they are left intact and a link to http://www.KeepAndBearArms.com is given. Click here for Contact Information for representatives of KeepAndBearArms.com.

Thawte.com is the leading provider of Public Key Infrastructure (PKI) and digital certificate solutions used by enterprises, Web sites, and consumers to conduct secure communications and transactions over the Internet and private networks.

KeepAndBearArms.com, Inc. © 1999-2024, All Rights Reserved. Privacy Policy